Monthly Archives: June 2016

Essential Conveyancing Questions

Top Essential Pre Conveyancing Questions You Need To Ask

Whether you are a first-time homeowner or a landlord looking to rent, or even if you are looking for a location to run your business, conveyancing is a hectic and stressful process.  It is important amidst the chaos, to collect your thoughts and ask the essential conveyancing questions so that you can form an opinion based on facts.  Your agent is there to help, but there is a limit to what they are ethically (and legally) allowed to do for you, so it contributes to knowing what questions to ask beforehand.

Start with these Essential questions

Price to offer

Your agent cannot tell you how much to offer, but they have knowledge about the local real-estate market and can help you make an informed decision.  Always find out how much other properties in the area have sold for, and the percentage of the asking price that was agreed upon, so that you can have a reference for judging the value of the property.  Your agent can help you find all of this information, and it may be best to ask all the essential conveyancing questions to him/her.  Also, find out how much the properties are asking for which are still for sale, and consider that if a property has not sold for a few months, it may be asking too much.

Be careful when comparing your home to others as certain factors such as recent interior renovations can affect the price significantly.  It is okay to inquire about how low an offer the sellers would be satisfied with, as long as both respectfully agree – one could ask how “flexible” they are on pricing instead of risk being offensive and give a low offer.

Reason for purchase or sale from the opposing party

The process of conveyancing can often be rushed, but it is important to try and fully understand why the owners are selling.  If possible, try to speak to the owners directly, as you will get more honest answers than you would from their agent.  Try to get into their heads about the property; How long have they lived there? How long did the previous owners live there?  What are the neighbours like? In fact, speak to the neighbours too and get their opinions on the neighbourhood and the property you are looking into buying.  The more people you talk to, the more information you will find that would not typically be offered up.

Neighbourhood Quality

Find out if the property, or any nearby, are being sold as a result of foreclosure because that would mean less competition for buyers in the area, and lower prices. These are the essential conveyancing questions you need to ask yourself and the people involved in conveyancing – including the property owners.

Finally, find out whether there have been any repairs or renovations done to the house or any part of the property, and ask for receipts for any of this work.  Also, inquire about any appliances that come with the house, and find out if they are changed or have any existing warranties.  Ask how old the roof is because it might need replacing, and try the taps and toilets in the house to make sure they all work as they should.  At times this may feel like a long or intrusive process, but remember that once you make the purchase, you will be stuck with whatever problems the property may have, so it is best to try to bring it all into the open so that you do not have any unpleasant surprises later.

Cost-Effective Conveyancing

3 Things to Consider In Cost-Effective Conveyancing

Hiring a solicitor to do conveyancing can be expensive, and as with everything, can come with hidden costs as well. Fortunately, you have options that include doing the entire process yourself if you are brave enough. I’d like to call it, cost-effective conveyancing!’

Conveyancing On Your Own

Doing the conveyancing on your own can be tricky, so we recommend that you take your time and truly familiarize yourself with the conveyancing jargons and the process so that you can negotiate with the other party effectively.  Keep a notebook of all the documents you receive throughout the entire process, and refer to them whenever you need to. Some conveyancing kits and guidebooks can are available which make the whole process much easier as well, however, it is important that you realize the risk involved.

You do not have insurance against any mistakes you make whereas a professional solicitor does. Not only could you end up putting yourself in a bad situation, but you could risk harming the other party in some way and being held responsible. The costs you save are significant, but doing it alone is not the only option for saving money. Cost-effective conveyancing is a far more daunting task than anyone can imagine, but it has its benefits even so.

Online Conveyancing

Online conveyancing is slowing gaining popularity for a number of reasons. It is significantly cheaper than traditional solicitors and firms because the internet simplifies communication, record handling, and updates faster. This also makes it possible to track the progress online, and interact much more quickly, speeding up the entire process overall. Do some research and find the firm which suits your needs best, and for simple cases, this could be the best option.  For unique cases which require special surveys, online would probably not be the best option; same for legal cases.

Fixed Price Conveyancing

If you want to hire a traditional style firm, sorting out a fixed price up front could be an easy way of making sure you know what you are spending.  For cost-effective conveyancing, instead of paying per hour, discuss the details of what tasks solicitors perform and when, and agree upon a price that you can hold your solicitor to. Make sure your solicitor does not add additional charges for administrative things at the end and be aware of bank charges for transferring money as well in some cases. The more you discuss with your solicitor, the better.

Compare Options

Whether it is online or within your community, try to explore some different options or individuals to find someone who can help you best. Some websites can help you do this, along with plenty of information online which you can use to arm yourself with knowledge, especially if you decide to do it alone.  It is important to keep in mind that every case is different; some are entirely standard, and others erupt into legal battles or unforeseen problems with the property. With a good knowledge base about conveyancing and a variety of resource for help, you can have a cost-effective conveyancing on your own. As long as you keep a calm mind and make informed decisions without being influenced by your emotions, you will have the best shot at avoiding hidden costs and enjoying a smooth process towards your sale or purchase.

DIY conveyancing risks

The Most Common DIY Conveyancing Risks

Conveyancing is a legal process of transfer of the properties from the seller to the buyer. The transfer of the properties looks straightforward but in reality, many legal complications must be taken care. It is recommended to opt for a solicitor to carry out the entire legal process. However, there are situations where someone might want to go for the conveyancing all by themselves. However, the DIY Conveyancing Risks are high, and it is not advisable. Even if the buyer and the seller have sound knowledge of the system, the mistakes are more likely to during for the self-conveyancing process. Here are some of the greater risks that the DIY conveyancing can create.

DIY Conveyancing Risks

The prime benefit of the DIY conveyancing is the reduction of the conveyancing cost. It reduces the need for solicitor fees but the risks associated can give nightmares to the buyer or seller. Here are the risks associated.

Loss of Fee

When the buyer goes for the search fees, the fee can get easily misinterpreted. As a result of it, the same fee has to be paid twice by the buyer. This can be a hefty amount and thus carry huge risks. However, the experienced solicitor understands the search fees and professionally analyzes it before paying. So, the fee is less likely to be misinterpreted by the solicitor. However, even if he does, he will be the one responsible, not the buyers.

Unsalable Property

Many legal formalities are to be carried out and addressed in the case of the conveyancing. However, those legal formalities are the identity of the property. One of the most common and big DIY Conveyancing risks is the non-identification of the unsalable property and ending up buying an illegal house. It can be a disaster for the buyer. There are few reasons behind it and the legal cost for the same can be huge. However, if the solicitor is involved, then it is the responsibility of the solicitor and the buyer remains worry-free.

Legal Issues

As a seller, one must understand the obligations involved with it. However, with the DIY conveyancing risks, the seller fails to understand the complete requirements before transferring the house to the buyer. After that, the buyer may sue the seller for various reasons as the responsibilities were not taken care properly during property transfer. The solicitor can help the conveyancing process with all obligations and liabilities. This reduces the risks considerably.

There are some situations where the DIY conveyancing is not at all recommended and advisable. In fact for such cases, the solicitor will be required at some or the other stage of conveyancing. If the property comes with the existing or new mortgage, then the solicitor has to be involved. In the case of mortgage free transfer, the seller, and the buyer can opt without a solicitor, but the risks involved are too high. Moreover, mistakes can take more time and money to resolve issues.

Building Regulations Conveyancing

Things you must know about Building Regulations Conveyancing

Conveyancing is a complex process that deals with the transfer of properties. The general conception of the conveyance is that it helps to transfer the house from the seller to the buyer in a legal manner. However, many things need to be taken care of before the transaction takes place. It can even happen after the successful transaction as well. The Building Regulations conveyancing is a similar process that binds the owner of the house to follow some set of restrictions and regulations. Here are the details about the Building Regulations.

What are Building Regulations required in Conveyancing?

As the name suggests, the building regulation is the set of instructions that house builders follow for work and modifications in buildings. Anything associated with building or service of the buildings, fittings of the buildings and equipment provided or something similar come under building regulations. These should be covered under the regulations and here are the things that are under building regulations.

  • The health, safety, welfare, and convenience of the people associated with the building. The problems that can impact the people adversely.
  • Any change that affects the conservation of fuel and power within the building.
  • Everything that changes preventing waste, undue consumption of the water and contamination of water also come under the building regulations.
  • Anything that further damages the environment come under the building regulations.
  • Any additional structure made in the building that can lead to the above issues.

How Building Regulations Approval Work?

The owner of the house has to visit the nearest and concerned local authorities with the plan of any change to the existing building. The owner must ensure to provide the best possible plan to abide by the building regulations. The authorities go through the plan and approve it. However, after the completion of the project, the authorities must visit and check whether the change is in accordance with the scheme that was approved. However, once the modification completes, the administration will issue a Building Regulations Certificate. This is one of the most important and significant certificates for the conveyancing process. If the owner wants to sell the property, then the certificate must be produced in front of the local authorities.

Breach of Building Regulations

The violation of the building regulations can attract Enforcement Actions Section 36 as per the Building Act 1984. As per the notice, any offensive structure in the building that has violated the regulations set has to be removed. Otherwise, the owner can redesign it as per the standard building regulations. Considering legal complications and the cost incurred for the same, Building Regulations are for safety, so they must be taken seriously and implemented wisely.

One can get the experts view on what are allowed and what are exempt from complying the building regulations conveyancing for smoother and easier process. Enhancement is very common in buildings, and everything does not come under the regulations, hence, one must go through the regulation before making any plan for the building.

Compare solicitors online

Why is it important to compare solicitors online?

Conveyancing is a standard process in England and Wales. Conveyancing is the process of transferring a house leasehold or freehold from the seller to the buyer. Whether you are a buyer or a seller, you have to go through the conveyancing process to legally transfer ownership. The conveyancing process has many legal procedures and takes weeks to complete. The process while it might sound simple, an individual is prone to make mistakes. The inexperienced buyer is not aware of rules and comfortable with the conveyancing and legal proceedings. The solicitor provides the legal assistance or licensed conveyancer for the process for a small fee. However, one must be very particular about choosing the right solicitor and thus compare solicitors online, and it can be the most important thing.

Reasons to compare solicitors online

There are scores of solicitors available in the United Kingdom, but not all of them are of high quality. While choosing the best solicitor, you have to consider a few things. There was a time when the buyers used to visit exact office locations just to know more about them. However, the time has changed, and Internet has given power to the buyers for selecting the best right from the comfort of their home with computers or smartphones. One of the benefits is the ability to compare solicitor online. It is easy, and there are reputable sites that provide reviews and ratings from past customers for the conveyancing firms. However, people often get confused with the fact that what are the parameters that must be checked to ensure quality service. The things to verify when comparing solicitor firms online are:


History of the solicitor is crucial. One must go for the solicitor who is a specialist for the conveyancing process with the property law. You can find many solicitors who have a background of civil, conveyancing, crime and divorce as well. Solicitors can get accredited by The Law Society with CQS (Conveyancing Quality Scheme). Another solicitor may not be effective for the requirements. However, their fees may be lower than the others you will risk failure.


Experience is a key factor for the selection of the solicitors. The experienced solicitor has the exposure of different cases and different circumstances spanning across years of practice. It can be highly effective for the buyer to reduce the time taken for the conveyancing and the price as well. The fresh solicitors can be good, but the lack of experience may run you into complications and trouble.


The Internet has the power to go through the feedback of the solicitors. You can find the different kinds of feedback for the solicitor you are considering. The user reviews can be very effective as that give the opportunity to understand the work done by the solicitor in the past. It is an important part to compare solicitors online.


Last but never the least; the price is a major factor for choosing the solicitor. Everybody is constraint by some budget and wishes to hire a solicitor under the same. However, one must not fell into the trap of low price solicitor. Before coming and comparing the cost of the solicitor, the other parameters must be checked. The solicitor fee is not the only thing that you should be concerned about. A good solicitor can reduce the overall conveyancing cost as well. As you compare solicitors online, you can get quotes directly to your email. This is as convenient as it can get.

Comparing solicitors online is recommended for a smarter approach to choosing solicitors. It does not help you to choose the best solicitor but also contributes to making the process of conveyancing easy and smooth.

London conveyancing advice

Five important London conveyancing advice for first-time buyers

London is one of the most bustling places around the world. One of the most beautiful, historical, employable and cultural cities in the world, London has attracted people from all around the United Kingdom to live. People always look for properties in London and thus often need the conveyance process to transfer the property from the seller to buyer. Conveyance is done through an experienced solicitor who has a wealth of knowledge on the conveyancing. London Conveyancing Advice from the solicitors can prove significant to complete the smooth transaction. These are the five most significant things that one must seek.

Solicitors provide valuable information to reduce the cost of conveyance

Conveyancing cost is something that needs to be estimated well before hand. Few things are constant, but there are variable factors as well that often fluctuate the cost of the conveyance. A solicitor is the best person to address all the issues related to the process. The first thing that affects the cost is the type of property. The buyer can go for freehold property like an independent house or a leasehold property like apartments of flats. However, the fees of conveyance differ as per the type of property. Insurance is another factor that needs to be verified well in advance. Some properties are already insured and have to be transferred to the buyer. However, some of the properties need to be insured all over again. A solicitor can guide the buyer in all such things to determine the conveyance cost.

Estimate entire Conveyancing fees

Conveyancing Fee is the accumulation of many legal aspects along with the solicitor fees. There are many aspects like Search Fees and Disbursements fees that need to be paid by the solicitor on behalf of the buyer and solicitors should go over this information with you. However, planning beforehand will save you some time and hassle.

Disbursement Details from London Conveyancing Advice

Disbursement fees are the fees for the various authorities like Stamp Duty, Land Registration, and others. These are the details that differ from property to property, and the solicitor provides the adequate information to the buyer before entering into the conveyance process. Some of the disbursement fees are fixed but solicitors may add up their own costs. Be wary and check all the details from the quote.

Complication of the Conveyancing

Legal Complication is nothing new for the transfer of properties. This is the reason a property must be thoroughly checked and verified by the solicitor to carry out the conveyancing process. An experienced solicitor must be aware of the all the hurdles that may come across during the course and can suggest the buyer about all of them.

Time and Effort Required

Time is a factor that always keeps tickling the mind. Even though there is no surety of the time necessary for the conveyance process but with proper solicitors and their London Conveyancing Advice can make precise estimations. This will provide a rough estimate of it. This can give an initial idea to the buyer about the time and the budget required for the conveyancing process.

Conveyancing is a complicated process especially when legal complications are associated; hence, it is vital to hire an efficient solicitor for best advice.

conveyancing disbursement details

What are the conveyancing disbursement details?

Conveyancing Disbursement details are the most sought thing for the entire conveyancing process. Conveyancing is done to transfer a house from the name of the seller to the buyer. However, some things are associated with it, and these the legal authorities do all. The buyer hires a solicitor to address the complete disbursement details. A solicitor works and pays the disbursement fees on behalf of the buyer. This is a part of the total conveyancing fees.

What are Disbursement Details?

Disbursement Details are costs associated with the property. The house that a buyer is purchasing has many legal aspects that should be addressed. The registration process is done by many authorities and the clearance, and enlisting have to be done in each of them. These are the paid services where registrations have to be done. These fees are called the disbursement fees which are paid by the solicitor on behalf of the client.

Solicitor Fee

Solicitor charges the fee for the disbursement process. The conveyance disbursement details are managed and paid by the solicitor, and thus, the charges include the fees as well. The solicitor fee can be of fixed type that includes all the aspects of the conveyance. However, the solicitor can charge as per the hours or the time required for the conveyance process as well. Both the parties have to come to an agreement for the solicitor fee and charges.

Conveyancing Disbursement Details

Different kinds of disbursement fees are part of the conveyancing disbursement details and here are the fees and formalities that must be completed.

Bankruptcy Search – All the outstanding dues of the buyer, seller and the property have to be verified by the solicitor. Any outstanding due can contribute to the bankruptcy and further push the conveyance in legal troubles.

Local Authority Search – Local authority has to be contacted to get the clearance for the property. The property should be clear from all the outstanding and taxes as well.

Land Registry Office Copies – Land Registration is an important aspect of the disbursement, and an official copy has to be obtained from the registration office once the registration is completed in the name of the buyer.

Environmental Search – Environment Search is a major issue for the conveyance, and it has to be verified and cleared by the respective authorities. It should be done before the conveyance process is completed.

Drainage Search – Drainage is a significant part and has to be cleared by the local authorities before the conveyance process.

Stamp Duty – Stamp Duty is also mandatory for the conveyance process and has to be obtained by the solicitor. The stamp duty is some fixed portion of the purchase amount of the property.

Telegraphic Transfer Fee – Telegraphic transfer needs to be cleared as well as part of disbursement and search fees.

All the disbursement and search fees are usually fixed until the regulations are changed or unless there are some legal troubles surrounded in the property.